30 Years of Happy
Home Owners

“Getting a mortgage might be painful, but with Sweetwater it was a SWEET experience for us, even from the very beginning, where we could not imagine just a couple of emails and phone calls a week would finally realize our dream home.” – LendingTree Consumer Satisfaction Comment


Experienced and Trustworthy

Sweetwater Mortgage Company was founded January 1, 1994 by Jim Norris. Jim has been around the mortgage industry for most of his life. His father, the late Don Norris, was founder and President of Commonwealth Savings and Commonwealth Mortgage during the 1970 and 80’s.

Since 1994, Sweetwater Mortgage Company has tirelessly served the Texas real estate community earning an excellent reputation for great rates and closing costs, diverse loan programs, personal customer service, integrity, and “cutting-edge” technology.


National Average Rates





We’ve been in business for over 23 years and remain one of the most competitive mortgage lenders in the industry



Our extensive list of customer testimonials alone testifies of our ability to be trusted during this critical phase of obtaining a home mortgage. We’ve also received the “Gold Star Award” from the Better Business Bureau year after year since 2007.


The Best

While other mortgage companies in the industry focus on being the biggest, our focus is to be the best. We constantly push our standards to achieve this through the practice of four areas of excellence that we require in our Loan Originators and Employees: Spiritual, Emotional, Mental, and Physical.



LendingTree Loans



Jim Norris (RMLO #304627)


Ellen Norris (RMLO #304630)

Operations Manager & Residential Mortgage Loan Originator

Gayle Valentine-Hill (RMLO #298234)

Residential Mortgage Loan Originator

© 2018 Sweetwater Mortgage All Rights Reserved.